Personal injury is a broad term.
The injury can be the result of an accident or negligence, an intentional act, or an act in which no one is at fault. Our firm focuses on assisting clients with injuries that are covered by insurance policies. And this is where a lawyer can help. There are hundreds of situations where the average policy holder or injured person may not be aware that insurance is available to cover their injuries/damages. Listed below are the most common types of Personal Injury cases our firm handles.
Automobile and Motorcycle Accidents
In auto accidents, a driver may run a red light, drive in the wrong lane, speed, text and drive, on and on. These are examples of negligent acts. When a person is driving negligently and causes an accident, hurting another person, the injured person may have a personal injury claim. Making a claim against the negligent party’s insurance company is usually the first step.
What if the negligent driver has insurance, but the amount of insurance does not cover your medical bills? In Wisconsin, drivers with auto insurance should have uninsured/underinsured motorist coverage. As such, your insurance will provide additional money to cover expenses not covered by the other parties insurance.
What if the negligent party does not have insurance at all or it is a hit and run? The injured driver's uninsured motorist coverage will provide compensation for expenses in place of the negligent driver.
18 Wheeler and Large Commercial Vehicle Accidents
18 wheelers and large commercial vehicles are a major backbone for transportation of goods in and around our country. But if a truck driver doesn't obey the rules and causes an accident, there can be devastating effects.
Pedestrians and Bicyclist
Whether you are a cyclist, runner or pedestrian (or just sitting down having a picnic) and injured by a negligent operator of a vehicle, you can make a claim against the negligent driver’s insurance policy. Should the negligent driver not carry car insurance, or it is a hit and run, and you carry automobile insurance in Wisconsin, your Uninsured Motorist (UM) coverage should be available to cover you and your family.
Boating can be dangerous for even the most experienced and responsible boaters. Accidents can still happen. When an accident occurs on the water, the results are often disastrous. When an accident is due to alcohol abuse, inexperience, improper operation, or some other type of negligence, looking to the availability of insurance to compensate the injured is a must.
Premises liability relates to accidents or injuries occurring on the property of another. Generally, a premises liability claim arises out of the negligent act, dangerous condition or otherwise preventable circumstance on an insured property that causes an injury.
For instance, you are at a grocery store and one of the employees is putting a case of canned goods on a high shelf he can barely reach. He takes a slight leap to get them on the top shelf, but misses and drops them on your foot and breaks several of your bones. The owner of the property or company has a duty to keep his customers safe. The employee should have used a ladder, but he took a risk, acted negligently, and you are injured. The property owner or employer will likely have an insurance policy covering injuries to the customer.
If you are injured by someone else’s negligence, upon property where the owner had a duty to protect you, consult with an attorney to determine if your potential claims falls under premises liability.
Attorney Advertising Disclaimer. The information contained on this website is provided for general information purposes only and should not be construed or interpreted as providing formal legal advice or as a substitute for legal counsel, soliciting legal services, or guaranteeing a particular result.
W. Chris McGough, LLC. is a limited liability company formed in Alabama and registered to operate as a foreign corporation in the State of Wisconsin.